Track who owes you money — without the chasing
Every friend, every balance, every reason — in one calm list. PayMeLater keeps the record so paying you back can happen in its own time.
Everyone who owes you, at a glance
Stop keeping score across texts, screenshots and memory. Your contacts list shows every balance in one place — green for money coming your way, orange for money you owe. The mental spreadsheet finally gets to retire.
Every balance explains itself
Tap any friend and the balance unpacks into its history: the theatre tickets, the cabin deposit, the groceries. When money between friends has receipts, "wait, what was that for?" stops being a conversation you need to have.
Settle up whenever suits
Being owed money shouldn’t feel like being a debt collector. PayMeLater never nags anyone — it just keeps the record straight, so friends can square up naturally, whether that’s tomorrow or after payday.
Questions, answered
How do I keep track of money people owe me?
Add a friend, log the amount and what it was for, and PayMeLater keeps a running balance per person. Every entry has a reason and a date, and your list shows everyone’s balance at a glance.
Will the app remind my friends to pay me back?
PayMeLater is deliberately pressure-free — there are no automated nag messages. You keep a clear, dated record you can share in a conversation when the time is right.
Can I track money I owe other people too?
Yes. Balances work both ways: green when a friend owes you, orange when you owe them. One list covers everything you’re owed and everything you owe.
Know exactly who owes what.
Download PayMeLater and put every balance in one place — with the reasons attached.
Free to download · multi-currency · no ads, ever